There is a common misconception that you must have 20% of the home’s purchase price for a down payment.
Mortgage Down Payment Assistant Programs
In 2022, you were competing with so many other homebuyers because mortgage interest rates were so low. They are a little higher now (What Happens to Mortgage Rates During a Recession?), but if you want to purchase a home this year, then let’s connect, because you may be even closer to your savings goal than you think.